Febuary

SECURITY   Units Held Cost Basis Value as of January 31, 2006 Gain - (Loss) % of Equity % of Bonds  
Money Market Account 1-Black 12,493.28 12,493.28 12,493.28 0.00   6.24%  
Household Fin CORP 07/15/10-Gold 9 9,694.26 9,771.93 77.67   4.88%  
US Treasury Strip CI 11/15/08-Gold 5 2,984.10 4,604.50 1,620.40   2.30%  
Ishares 20+ Treasury Index Fund(TLT)-Gold 45 4,048.70 3,997.80 (50.90)   2.00%  
Ishares 7-10 Yr Treasury Index Fund(IEF)-Gold 46 3,983.35 3,806.50 (176.85)   1.90%  
Ishares 1-3 Yr. Treasury Index Fund(SHY)-Gold 48 3,970.79 3,848.64 (122.15)   1.92%  
Ishares Us Aggregate Bond (AGG)-Black 100 10,095.94 15,043.50 4,947.56   5.01%  
Federal Home Loan MTG 07/15/2035-Gold 15 14,764.95 14,539.50 (225.45)   7.26%  
Us Treasury Note 5/15/2009-Gold 10 10,214.49 10,154.30 (60.19)   5.07%  
Money Market Account 2-Gold 55,409.03 55,409.03 55,409.03 0.00   27.67%  
Ishares Us Aggregate Bond (AGG)-Gold 150 15,114.95 10,029.00 (5,085.95)   7.51%  
1-3 Yr. Treasury Index Fund (SHY)-Black 121 9,966.15 9,701.78 (264.37)   4.85%  
Goldman Sachs Corp Bd Fd (LQD)-Black 154 17,164.13 16,599.66 (564.47)   8.29%  
Bell South Corp Note 2034 -Gold 10 9,983.95 9,860.70 (123.25)   4.92%  
Federal National MTG ASSN-Black 2023FannieMae 5 4,604.95 4,832.80 227.85   2.41%  
Federal Home Loan MTG-Black 2018 5 4,554.95 4,788.60 233.65   2.39%  
              Returns
S&P 500 Depository Receipts (SPY) -Gold 450 54,523.52 65,385.00 10,861.48 14.80%   19.92%
S&P 500 Depository Receipts (SPY)-Black 174 20,195.04 25,273.47 5,078.43 5.72%   25.15%
Russell 1000 Value Index Fund (IWD)-Black 875 55,977.27 74,148.62 18,171.35 16.79%   32.46%
Vanguard Emerging Markets (VWO)-Black 213 15,142.31 17,054.91 1,912.60 3.86%   12.63%
Allied Cap Corp New (ALD)-Black 200 4,370.00 6,344.00 1,974.00 1.44%   45.17%
American Software Inc (AMSWA)-Black 1,475 11,917.61 10,929.75 (987.86) 2.47%   -8.29%
Amerisourcebergen Corp (ABC)-Black 150 5,994.00 8,251.50 2,257.50 1.87%   37.66%
Bio-Reference Laboratories (BRLI)-Gold 450 6,152.76 10,962.00 4,809.24 2.48%   78.16%
Blue Earth Refineries-Black 200 479.46 452.00 (27.46) 0.10%   -5.73%
Brinker Intl Inc (EAT)-Black 225 5,634.95 7,929.00 2,294.05 1.80%   40.71%
Callaway Golf (ELY)-Gold 400 5,130.00 6,288.00 1,158.00 1.42%   22.57%
Cognos Inc (COGN)-Gold 200 6,476.75 8,078.00 1,601.25 1.83%   24.72%
Columbia Sportswear (COLM)-Gold 200 10,770.35 13,016.00 2,245.65 2.95%   20.85%
First American Corp (FAF)-Black 200 7,937.21 9,444.00 1,506.79 2.14%   18.98%
Furniture Brands Intl Inc (FBN)-Black 300 6,740.00 4,992.00 (1,748.00) 1.13%   -25.93%
Gerdau (GGB)-Gold 647 4,454.95 11,969.50 7,514.55 2.71%   168.68%
Hickory Tech Corp (HTCO)-Black 900 6,421.95 6,399.00 (22.95) 1.45%   -0.36%
Hormel Foods Corp (HRL)-Gold 282 10,790.31 10,521.42 (268.89) 2.38%   -2.49%
KHD Humboldt Wedag Intl Ltd (KHDH)-Black 200 3,970.71 7,800.00 3,829.29 1.77%   96.44%
Mantech Intl Corp (MANT)-Gold 200 2,596.75 7,258.00 4,661.25 1.64%   179.50%
Nomura Holdings Inc (NMR)-Black 835 14,992.39 19,647.55 4,655.16 4.45%   31.05%
Omnicare Inc (OCR)-Black 100 3,149.95 4,406.00 1,256.05 1.00%   39.88%
Orbital Sciences Corp (ORB)-Gold 400 5,406.95 7,812.00 2,405.05 1.77%   44.48%
Otter Tail Corp (OTTR)-Black 480 14,059.81 16,320.00 2,260.19 3.69%   16.08%
Overseas Shipholding Group Inc (OSG)-Black 97 4,960.24 6,392.30 1,432.06 1.45%   28.87%
Owens Corning (OWENQ)-Gold 19 2,540.50 125.60 (2,414.90) 0.03%   -95.06%
Pharmaceutical Prod Dev Inc (PPDI)-Black 170 2,525.90 5,730.70 3,204.80 1.30%   126.88%
Rofin Sinar Tech Inc (RSTI)-Gold 100 3,824.85 6,141.00 2,316.15 1.39%   60.56%
Sadia S A (SDA)-Gold 250 7,055.95 8,502.50 1,446.55 1.92%   20.50%
Sciele Pharma Inc (SCRX)-Black 380 2,033.00 8,884.40 6,851.40 2.01%   337.01%
Streettracks DJ Wilshire Reit (RWR)-Black 150 8,896.95 14,425.50 5,528.55 3.27%   62.14%
Sunoco, Inc. (SUN)-Gold 178 3,282.63 11,792.50 8,509.87 2.67%   259.24%
Tidewater Inc (TDW)-Black 250 12,771.03 13,627.50 856.47 3.09%   6.71%
Vulcan Materials Co (VMC)-Black 45 1,971.75 5,392.80 3,421.05 1.22%   173.50%
    $ 522,195.77 $ 600,365.24 $ 96,194.88 100%